Terms & Conditions
Help to Buy is a government backed scheme that is available on new build properties. For more details on the Help to Buy scheme, please visit https://www.gov.uk/affordable-home-ownership-schemes/overview . For further details on whether Help to Buy is available to you, please contact the specific development.
The Help to Buy scheme is available on selected sites and plots and subject to terms and conditions. Help to Buy prices are based on 80% of full purchase price. The purchaser deposit must be a minimum of 5% after the equity loan has been applied. Help to Buy could provide an equity loan for the remaining 20% interest free for the first 5 years. After year five, you will pay a fee on the equity loan of 1.75%, rising annually by the retail price index plus 1%. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT. Offer subject to use of a mortgage broker from the recommended panel.